- Example Grandfather Flood Zone Letter
- FEMA Elevation Certificate & Instructions 2019
- FEMA-NFIP Grandfather Fact Sheet for Insurance Agents (2009)
- Flood Inundation Map 2017
- Benefits of Flood Insurance (F-694)
- Build Back Safer and Stronger (F-777)
- Q&A About Flood Insurance (F-435)
- Top Ten Facts for Consumers (F-301)
- Why You Need Flood Insurance (F-683)
- Who Is at Risk for Flooding (F-207)
Elevation Certificates are used by your Homeowner's insurance company to allocate risks and determine flood insurance premiums.
An Elevation Certificate is a form which shows whether the Finished Floor Elevation (FFE) of your building or structure is above or below the Base Flood Elevation (BFE). These forms need to be certified and acquired privately by a licensed professional (Surveyor/Engineer/Architect).
To determine if there is an existing Elevation Certificate for your property, click here
To see which Flood Zone your property falls into, click here
Grandfather Flood Zone Letters
If a new flood map shows your high-risk property is at greater risk for flooding than shown on the previous map, then your flood insurance rate will likely changes. However, the NFIP Grandfather Rule may save you money by locking in the previous flood zone or the Base Flood Elevation for insurance rating purposes after the new map becomes effective.
If you would like to request a Grandfathered Flood Zone Letter or have questions regarding them, please contact us at 352-351-6733.
Check out our "Documents Box" for more information!