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City of Ocala Improves ISO Rating to a Class 2
OCALA, Fla. (Jan. 31, 2018) – Thursday, Jan. 25, the City of Ocala received the results of the Insurance Services Office (ISO) Public Protection Classification (PPC™) evaluation. The report indicated the City of Ocala would improve from a Class 3/8B to an improved rating of 2/2Y for fire insurance. With this new rating, the City of Ocala is in the top three percent of all communities nationwide for their fire suppression delivery system.
ISO is a leading source of information about property/casualty insurance risk and currently evaluates 46,042 public fire service providers nationwide. Through the PPC program, ISO evaluates municipal fire-protection efforts in communities throughout the United States. A community's investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use PPC information to help establish fair premiums for fire insurance, which generally offers lower premiums in communities with better protection. Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services. The PPC program is also a tool that helps communities plan for, budget and justify improvements.
The classification revision follows a thorough evaluation of three broad areas: Emergency Communications, Water Supply and the Fire Department. ISO rates municipalities on a scale of one to ten. A rating of one indicates the highest level of fire protection, while a ten shows an undeniable need for improvement in all areas of public protection. These ratings are then used by insurance companies to establish fair premiums for commercial and residential insurance.
ISO evaluations occur every five years. City of Ocala Water Resources Department, Marion County Public Safety Communications (PSC) and Ocala Fire Rescue devoted countless hours to identifying and addressing areas of improvement. According to City staff, some of the credits which positively affected the overall ISO included extension of City water lines, increase in the number of dispatchers, engine companies and reserve pumpers.
“This is a proud moment for our team,” said Bradd Clark, City of Ocala Fire Chief. “The City’s Water Resources Department and Marion County Public Safety Communications both embraced the opportunity to support our efforts. Ocala improved in all three categories of the PPC over the 2012 evaluation. Our team can now develop a roadmap to continued efficiencies and improvements in the PPC program.”